An 8-Week Journey With Joan Advent
Explore a Different Relationship With Money
Created for purpose-driven adults who want to understand the deeper patterns shaping their relationship with money, this eight-week journey invites you to explore how you receive, ask, spend, save, invest, set boundaries, make decisions, and respond when money feels uncertain.
Whether these patterns are showing up in your business, career, relationships, family life, personal finances, or next chapter, MMM creates space to see them more clearly and practice a more intentional response.
The Hidden Cost
You Have Built Something Real. And Still, Something Around Money Feels Unfinished.
You may already understand business strategy, personal development, manifestation, budgeting, or financial planning. You may even be earning more than you once imagined.
And yet, when it comes time to receive, raise your price, make an investment, hold a boundary, ask for support, or take the next meaningful step, something inside you may still tighten, hesitate, or pull away.
You might recognize yourself here:
You feel frozen or unable to fully act, even when things are going well.
You over-give, undercharge, settle, or quietly betray what you know is right for you.
You struggle to receive without guilt, pressure, or the need to prove your worth.
The same money stories continue to surface, no matter how much you earn.
You carry personal, familial, ancestral, cultural, or collective messages about scarcity, responsibility, safety, and success.
You know what to do practically, but something beneath the strategy still feels unresolved.
You have explored manifestation, mindset, budgeting, or traditional financial approaches, yet your relationship with money has not fully changed.
It may mean that money is revealing a deeper relationship that is ready to be seen more clearly.
The Deeper Truth
Money Is More Than a Number. It Can Reveal a Relationship.
Money is not only a number in an account.
It can become a place where deeper patterns around receiving, safety, responsibility,
worth, freedom, power, contribution, and choice become visible
Money Can Be
A tool
A necessity
A resource
A mirror for repeated patterns
A place where values, fears, expectations, and choices become visible
A relationship
Money Can Reveal
What we believe we are allowed to receive
Whether we trust ourselves to choose
How we relate to power, freedom, safety, and responsibility
What we believe our contribution is worth
Where we shrink, overextend, control, avoid, or give ourselves away
Whether we can remain connected to what matters most as we grow
More money is not always the answer. Sometimes the deeper invitation is to understand the relationship you are already in—and recognize what you may want to practice differently.
What Multidimensional Money Mastery Is
More Than Mindset. More Than Manifestation. More Than Spreadsheets.
Multidimensional Money Mastery explores the relationship with money through six interconnected dimensions.
01
Practical
The choices, behaviors, habits, numbers, responsibilities, and financial realities you are navigating
02
Emotional
The feelings and reactions money can activate, including fear, guilt, pressure, urgency, hesitation, and possibility.
03
Relational
Patterns involving worth, expectations, power, boundaries, support, contribution, asking, and receiving.
04
Ancestral
Family experiences, inherited messages, cultural influences, and patterns that may still shape how you relate to money today.
05
Energetic
What happens internally when money feels uncertain, expansive, restricted, possible, or emotionally charged
06
Spiritual
The values, meaning, purpose, inner guidance, and deeper questions money can bring forward.
Every spiritual or energetic exploration will remain connected to a real money choice, behavior, relationship, or repeated pattern.
The Kokoro Bridge
Money Is One Place Our Invisible Patterns Become Visible
At Kokoro Creators, transformation begins by seeing what has been shaping our choices beneath the surface. Money is one of the clearest places those patterns can appear.
Multidimensional Money Mastery brings Joan Advent's decades of experience with money, transformation, leadership, and inner development into the Kokoro journey.
Together, we are creating a grounded environment where you can explore the relationship you have inherited, practiced, and created with money—and begin choosing what comes next.
It can show us:
How we receive.
What we believe is possible.
When we speak up.
When we shrink.
What we avoid.
What we risk.
How we value our contribution.
Whether we trust ourselves enough to act.
Multidimensional Money Mastery brings Joan Advent’s decades of experience with money, transformation, leadership, and inner development into the Kokoro journey. Together, Joan and Kokoro Creators are creating a grounded environment where participants can explore the relationship they have inherited, practiced, and created with money—and begin recognizing what they want to choose differently.
The Eight-Week Journey
A Path With Clear Steps—and Room for What Unfolds
Over eight weeks, you will participate in one 90-minute live session each week. The journey is designed to create a steady rhythm of teaching, inquiry, experience, integration, and practice.
Through the complete experience, you will be invited to:
01
Recognize personal, ancestral, and collective money patterns and explore how they may still be influencing you today.
02
Develop a more conscious relationship with money from the inside out.
03
Explore inner guidance, energetic and spiritual perspectives while connecting what you discover to real financial choices and behaviors.
04
Build a grounded money-mastery foundation you can continue to practice beyond the eight weeks.
Your Week-by-Week Journey
Eight Areas of Exploration
The exact emphasis within each live session may respond to the needs and experiences of the group, while the journey will move through the following eight areas.
WEEK 1 - Seeing Your Current Relationship With Money
Begin by exploring the relationship you are already in with money—including the beliefs, emotions, habits, fears, expectations, and experiences shaping how you earn, receive, spend, hold, and choose.
WEEK 2 - Personal Money Stories and Protective Patterns
Identify the experiences and conclusions that formed your personal money story, along with the patterns that may leave you feeling frozen, powerless, dependent, overextended, or unable to act.
WEEK 3 - Ancestral, Cultural, and Collective Money Conditioning
Explore the inherited messages surrounding scarcity, success, worth, power, responsibility, sacrifice, wealth, and belonging—and begin recognizing what is yours to continue and what is ready to be released.
WEEK 4 - Expanding Your Capacity to Receive
Examine the emotional, physical, energetic, and relational patterns affecting your ability to receive money, support, opportunity, recognition, and greater possibility.
WEEK 5 - Voice, Value, Boundaries, and Self-Advocacy
Explore how your relationship with money influences pricing, asking, negotiating, setting boundaries, honoring your needs, standing behind your work, and advocating for your contribution.
WEEK 6 - Inner Guidance and Grounded Financial Choice
Strengthen your ability to hear and trust your inner guidance while making practical money and business decisions with greater awareness, responsibility, and discernment.
WEEK 7 - Co-Creation With Money, Life, and Your True Nature
Move beyond fear, force, and traditional manifestation formulas into a more conscious partnership with Money, Life, Soul, and the deeper intelligence guiding your becoming.
WEEK 8 - Integration and Your Foundation for Money Mastery
Bring the journey together by identifying what has changed, what requires continued practice, and how you will carry your new relationship with money into your business, financial choices, relationships, and life.
Each Session May Include
Teachings
Reflective practices
Experiential activations
Guided inner journeys
Repatterning and integration practices
Live questions and conversation
Attend live whenever possible or return to each recording with lifetime replay access.
What May Begin to Change
What Might Become Possible When the Relationship Changes?
As you move through the journey, you may begin to:
Notice when fear, scarcity, or inherited conditioning is making a money decision for you
Separate your inherent worth from the amount of money you earn
Receive money, support, opportunities, and recognition with less guilt or resistance
Understand how your energy influences pricing, selling, investing, asking, spending, and holding
Use practical financial strategies from a more grounded internal foundation
Recognize patterns of over-giving, under-receiving, shrinking, controlling, or self-betrayal
Advocate for the value of your work with greater clarity
Make business and financial decisions from deeper alignment and self-trust
Recognize inherited money stories without automatically continuing them
Build a relationship with money that supports what matters most
This is not about becoming someone else. It is about becoming more available to the clarity, capacity, self-trust, and possibility already within you.
What This Work Has Opened for Others
Experiences from people who have explored money mastery work with Joan.
Seeing the Pattern
"I could finally see what was driving my money behaviors instead of feeling ashamed of them."
Waller T. — Co-owner, HeartMind Resiliency, LLC
"Recognizing my money patterns helped me move beyond shame and into greater understanding."
Waller T. — Co-owner, HeartMind Resiliency, LLC
Responding Differently
"This work changed how I responded when a real money challenge appeared."
Semerit S. — Intentional Creativity Coach, Color of Woman Teacher, Retired MD
"Instead of remaining in shock and anger, I found a new response available to me."
Semerit S. — Intentional Creativity Coach, Color of Woman Teacher, Retired MD
Self-Trust & Choice
"This experience opened the door to a deeper level of self-trust."
Kangie R. — Co-owner, Bliss Haven Collective Embodiment Practitioner
"This work has changed the way I choose myself and move forward."
Kangie R. — Co-owner, Bliss Haven Collective Embodiment Practitioner
Testimonials reflect individual experiences and are not promises or guarantees of financial or business results.
What Is Included
Everything You Need for the Journey
Eight Live Sessions
One 90-minute Zoom gathering each week with Joan Advent.
Lifetime Replay Access
Return to every session whenever the material calls you deeper.
Practical Assignments
Guided inquiries, exercises, and practices to integrate the work between sessions.
MMM Resource Guide
A companion resource supporting the teachings and practices.
Guide for Transformation
A living document for tracking insights, patterns, decisions, and personal transformation throughout the journey.
Access to Your MMM Course
Your welcome materials, weekly resources, practices, announcements, session recordings, MMM Resource Guide, and Guide for Transformation will be housed inside your Multidimensional Money Mastery course.
login.kokorocreators.com
Free Kokoro Community Access
Automatically granted when you purchase MMM — a place for general connection, reflection, encouragement, and belonging.
Does not include the paid Kokoro member experience, weekly live Mental Fitness Practice, or paid Kokoro resources.
Lifetime Course Access
Continue returning to the MMM recordings and course materials after the live journey is complete.
Joining after September 9?
Participants may join during the eight-week live journey.
If you join after the program has begun, you will receive access to previous session recordings so you can catch up and continue with the live experience.
The Investment
One Journey. One Clear Investment.
Multidimensional Money Mastery
The complete eight-week live experience with Joan Advent
Your enrollment includes:
Eight live 90-minute Zoom sessions
Lifetime access to session recordings
MMM Resource Guide
Guide for Transformation
Practical integration assignments
Access to your MMM course
Automatically granted free Kokoro Community access
Lifetime access to MMM course materials
One-Time Investment
$495 USD
There is no recurring billing attached to your MMM enrollment.
No additional program or membership will begin automatically.
Continue Your Kokoro Journey
An Optional Path Beyond MMM
Multidimensional Money Mastery focuses deeply on the relationship between money, receiving, choice, value, energy, and self-trust. Participants who feel called to continue developing the broader inner foundation supporting their life, business, relationships, leadership, and contribution will have the opportunity to join the 3-Month Kokoro Transformation Program.
As an MMM participant, you will receive 50% participant savings when you enroll during the 56 days following your MMM purchase.
Regular Investment
$1,188
MMM Participant Investment
$594
The upgrade will be available inside your MMM course area and free Kokoro member area for 56 days after your purchase.
Participation is entirely optional, and nothing additional will be charged automatically.
The ongoing $90-per-month Kokoro membership is not available directly after MMM. It becomes an optional continuation only after completing the three-month Kokoro program.
Is This Journey for You?
An Honest Look Before You Say Yes
This May Be for You If:
You are a purpose-driven entrepreneur or business owner.
You believe your business is connected to a deeper calling or contribution.
You know what to do practically but still notice hesitation, overthinking, avoidance, or second-guessing around money decisions.
You want to trust yourself more fully when receiving, pricing, asking, investing, setting boundaries, or making important financial decisions.
You sense that money involves more than numbers or strategy alone.
You have already done personal-growth, mindset, manifestation, or money work but still notice repeating patterns.
You are open to the practical, emotional, relational, ancestral, energetic, and spiritual dimensions of money.
You want inner work that changes how you make decisions and take action in the real world.
You want your relationship with money to support your calling and contribution.
You value depth, reflection, practice, honest inquiry, and meaningful transformation.
You are ready to participate rather than passively consume information.
This May Not Be for You If:
You are looking only for tactical financial instruction.
You want a passive course that requires no reflection or engagement.
You are not open to spiritual or energetic perspectives.
You are seeking immediate financial rescue.
You want a guaranteed income formula or promises of specific financial results.
You are looking for someone else to tell you exactly what every decision should be.
Multidimensional Money Mastery is an educational and transformational experience. It is not financial planning, investment instruction, legal advice, tax guidance, or a guaranteed income program.
Meet Your Guide
Joan Advent, MSW
Transformational Coach and Leadership Mentor
For more than thirty years, Joan Advent has walked alongside leaders, healers, entrepreneurs, and purpose-driven people through the interior work that changes how a life is lived.
Her relationship with money is not the story of one formula or sudden breakthrough. It is the story of a long, honest becoming.
Through decades of study, lived experience, leadership, transformational work, and inner exploration, Joan has developed a multidimensional approach to money that brings together practical awareness with the emotional, relational, ancestral, energetic, and spiritual influences that can shape how people relate to money.
She brings to this journey:
Grounded wisdom
Spiritual depth
Practical awareness
Gentle challenge
Honest inquiry
Respect for each person’s inner authority
Joan will not ask you to abandon your discernment or follow someone else's version of success. She will invite you to see more clearly, listen more deeply, and explore how your inner experience connects with the real choices, relationships, opportunities, and financial decisions in front of you.
"I love what Multidimensional Money Mastery has opened up for me."
Kangie R. — Co-owner, Bliss Haven Collective Embodiment Practitioner
In Partnership With Kokoro Creators
Multidimensional Money Mastery Is Offered in Collaboration With Pennie Wilson and Kokoro Creators
Kokoro represents the integration of Heart, Body, Mind, and Soul. Through Mental Fitness, guided practice, reflection, and community, Kokoro Creators supports purpose-driven people in recognizing the invisible patterns shaping their choices, reconnecting with what matters most, and developing the self-trust to act.
MMM is a specialized journey within that larger vision.
Joan brings the depth of her work with money, transformation, and inner development. Kokoro provides the course environment, community connection, production, and broader pathway for continued practice and transformation.
Questions
Before You Begin
What is the time commitment?
The journey includes one 90-minute live session each week for eight weeks. You may also want to set aside approximately one to two hours between sessions for reflection, integration, and practice.
I have already done money mindset or manifestation work. Is this different?
MMM goes beyond positive thinking, affirmations, or attempting to manifest more money. The journey explores the practical, emotional, energetic, relational, ancestral, cultural, and spiritual dimensions of money. It invites you to understand not only what you think about money, but how your entire relationship with money has been formed and expressed.
Is this practical or spiritual?
It is both. MMM honors the practical realities of money while also exploring energy, inner guidance, Soul, lineage, co-creation, and the unseen forces of Life. You will not be asked to choose between grounded financial responsibility and spiritual alignment. The journey is designed to bring them into a more conscious relationship with one another.
What if I cannot attend every session live?
Every session will be recorded, and you will receive lifetime replay access. Attending live is encouraged because of the shared experience, questions, and relational depth of the journey, but you can return to any session you miss.
Where will the live sessions take place?
All eight sessions will be held live through Zoom. Your private recurring Zoom link will be delivered after enrollment through your welcome email, calendar information, and session reminders.
Where will I find my resources and recordings?
Your weekly resources, practices, announcements, recordings, and course materials will be available inside your Multidimensional Money Mastery course. You can log in at login.kokorocreators.com.
What is included in the free Kokoro Community?
Free community access is automatically granted when you purchase MMM. The free community provides a place for general connection, reflection, encouragement, and belonging. It does not include paid Kokoro member spaces, weekly live Mental Fitness Practice, or paid Kokoro resources.
Is this financial advice?
No. Multidimensional Money Mastery is an educational and transformational experience. It does not provide individualized financial, investment, legal, tax, accounting, or medical advice. You remain responsible for your own decisions and may choose to consult qualified professionals when appropriate.
How is this different from other money courses?
Many money programs focus primarily on earning strategies, budgeting, investing, mindset, or manifestation. MMM explores the larger relationship beneath all of those areas. It asks you to consider how your history, emotions, energy, identity, inner guidance, values, spiritual beliefs, and practical choices come together in the way you relate to money.
Do I need to be experiencing financial difficulty?
No. You may be financially stable, growing a successful business, or earning more than you once believed possible and still sense that something in your relationship with money remains unresolved. MMM is not designed only for people in financial struggle. It is for those who are ready to create a more conscious, aligned, and multidimensional relationship with money.
Do I receive lifetime access?
Yes. You will receive lifetime access to the MMM session recordings and course materials.
What happens after the eight weeks?
You may continue integrating the work independently through your lifetime MMM course access. For 56 days after your MMM purchase, you will also have the option to join the 3-Month Kokoro Transformation Program at 50% off (regular investment $1,188, MMM participant investment $594). This optional upgrade will appear inside your MMM course area and free Kokoro member area. The ongoing $90-per-month Kokoro membership becomes available only after completing the three-month program. Nothing additional begins automatically.
Final Invitation
A New Relationship With Money May Be Closer Than It Feels
Perhaps your next chapter is not asking you to work harder, prove more, or force your way forward.
Perhaps it is inviting you to see what has been shaping your relationship with money and choose a more intentional way of receiving, deciding, creating, contributing, and moving forward.
Come with curiosity. Bring the questions you have not resolved, the patterns you are ready to understand, and the future you feel called to create.
You do not need to have everything figured out. You only need a willingness to see what is already there and begin practicing a different response.
Multidimensional Money Mastery with Joan Advent, offered in partnership with Kokoro Creators.
— Joan Advent
